Missouri Sales Tax Calculator
Calculate sales tax in Missouri. The MO state sales tax rate is 4.225%. Add local rates for your total sales tax. Free calculator with instant results.
Missouri at a Glance
$225,000
Median Home Price
0.93%
Property Tax Rate
$1,800
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Sales Tax Calculator in Missouri
The median home price in Missouri is $225,000, which is 46% below the national average of $420,000. Missouri's effective property tax rate of 0.93% is 0.17 percentage points lower than the national average of 1.1%.
| Metric | Missouri (MO) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $225,000 | $420,000 | -46% |
| Property Tax Rate | 0.93% | 1.1% | -0.17% |
| Home Insurance (Annual) | $1,800 | $2,300 | -22% |
| State Sales Tax | 4.225% | 5% | -0.8% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
Homeownership in Missouri
Missouri straddles the affordability line -- St. Louis and Kansas City metros have seen price growth to a median around $225,000, while rural Missouri remains significantly cheaper. The state's graduated income tax (recently restructured toward a flat rate) and moderate property taxes at 0.93% make the total tax burden reasonable. Missouri's economy is anchored by financial services, aerospace (Boeing has a major presence), and agriculture.
Tips for Missouri Homebuyers and Homeowners
- Missouri assesses residential property at 19% of market value -- on a $225,000 home, the assessed value is $42,750, making the effective annual tax bill typically $400-$600.
- Missouri has a 'rent relief' program for low-income seniors who rent, and a property tax credit for homeowners 65+ or disabled with income below $30,000 -- worth up to $1,100 per year.
- The Kansas City area straddles the Missouri-Kansas border, and buying on the Kansas side (Johnson County) vs the Missouri side means very different local tax structures -- compare total costs across the state line.
- Missouri had a top income tax rate of 5.9% that is being phased down toward 4.95% over time through automatic rate reductions triggered by revenue growth.
Missouri Programs and Assistance
- Missouri Housing Development Commission (MHDC) First Place Loan Program -- provides below-market rate loans and up to 4% of the loan amount in cash assistance for down payment and closing costs.
- MHDC Next Step Program -- for buyers with slightly higher incomes who don't qualify for First Place but still need competitive financing.
- Missouri Veterans Commission Home Loans -- state-specific loan products for Missouri veterans, sometimes with better terms than standard VA loans.
Did you know? Missouri has one of the most favorable property tax assessments in the Midwest for residential buyers -- the 19% assessment ratio means you're effectively paying taxes on less than one-fifth of your home's market value.