Arkansas Sales Tax Calculator
Calculate sales tax in Arkansas. The AR state sales tax rate is 6.5%. Add local rates for your total sales tax. Free calculator with instant results.
Arkansas at a Glance
$180,000
Median Home Price
0.61%
Property Tax Rate
$2,400
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Sales Tax Calculator in Arkansas
The median home price in Arkansas is $180,000, which is 57% below the national average of $420,000. Arkansas's effective property tax rate of 0.61% is 0.49 percentage points lower than the national average of 1.1%.
| Metric | Arkansas (AR) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $180,000 | $420,000 | -57% |
| Property Tax Rate | 0.61% | 1.1% | -0.49% |
| Home Insurance (Annual) | $2,400 | $2,300 | +4% |
| State Sales Tax | 6.5% | 5% | +1.5% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
Homeownership in Arkansas
Arkansas remains one of the most affordable housing markets in the country, with a median home price around $180,000 and property tax costs that are low in absolute terms despite the 0.61% effective rate. The state's economy is heavily tied to retail (Walmart is headquartered in Bentonville), agriculture, and a growing logistics and distribution sector. Northwest Arkansas around Bentonville and Fayetteville has seen significant price appreciation due to Walmart-connected migration.
Tips for Arkansas Homebuyers and Homeowners
- Arkansas assesses residential property at 20% of market value, so the 0.61% rate applies to just $36,000 on a $180,000 home -- your actual annual tax bill is very manageable.
- The state sales tax rate of 6.5% applies to most goods; combined with local rates, effective sales tax often hits 9-10% in cities, so budget for this in your overall cost-of-living assessment.
- Northwest Arkansas home prices have risen sharply -- Bentonville and Rogers now see median prices well above the state average, often $300,000-$400,000 for newer construction.
- Arkansas has no specific homestead exemption on the dollar amount, but residents over 65 or with disabilities qualify for a Property Tax Relief Credit of up to $375 annually.
Arkansas Programs and Assistance
- Arkansas Development Finance Authority (ADFA) Move-Up Program -- provides below-market first mortgage rates paired with down payment assistance for qualifying buyers.
- ADFA Down Payment Assistance (DPA) Program -- offers up to $15,000 in second mortgage assistance at 0% interest, forgivable after 10 years for eligible buyers.
- USDA Rural Development Guaranteed Loan Program -- covers much of the state's geography and offers 100% financing with no down payment for eligible rural and suburban areas.
Did you know? Bentonville, Arkansas -- home to Walmart's global headquarters -- saw home prices more than double between 2019 and 2024, driven by a wave of supplier relocations and Walmart's hiring expansion.