North Dakota Mortgage Calculator
Calculate your mortgage payment in North Dakota. Pre-filled with ND median home price ($240,000), property tax rate (0.98%), and local insurance costs.
North Dakota at a Glance
$240,000
Median Home Price
0.98%
Property Tax Rate
$1,600
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Mortgage Calculator in North Dakota
The median home price in North Dakota is $240,000, which is 43% below the national average of $420,000. North Dakota's effective property tax rate of 0.98% is 0.12 percentage points lower than the national average of 1.1%.
| Metric | North Dakota (ND) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $240,000 | $420,000 | -43% |
| Property Tax Rate | 0.98% | 1.1% | -0.12% |
| Home Insurance (Annual) | $1,600 | $2,300 | -30% |
| State Sales Tax | 5% | 5% | +0.0% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
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