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Car Buying Guides
Browse 3 guides about Car Buying on Numeraty.
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EV vs Gas Car in 2026: True Cost of Ownership Compared
The average EV costs $12,000 more upfront than a comparable gas vehicle in 2026, but fuel and maintenance savings of $2,000-$3,500 per year mean most EV buyers break even in 4-6 years -- before accounting for the $7,500 federal tax credit.
9 by Alex Crabinsky
auto How Much Car Can I Afford? The 20/4/10 Rule Explained
The 20/4/10 rule says: 20% down, finance for no more than 4 years, and keep total car costs under 10% of gross income. On a $75,000 salary, that limits you to roughly a $28,000 vehicle.
8 by Alex Crabinsky
auto Lease vs Buy a Car in 2026: The Complete Math
On a $42,000 sedan, leasing runs about $520/month while financing runs $780/month -- but after 5 years you own nothing with a lease. The math depends on how you use a car, not just the monthly payment.
9 by Alex Crabinsky