South Dakota Mortgage Calculator
Calculate your mortgage payment in South Dakota. Pre-filled with SD median home price ($280,000), property tax rate (1.22%), and local insurance costs.
South Dakota at a Glance
$280,000
Median Home Price
1.22%
Property Tax Rate
$2,200
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Mortgage Calculator in South Dakota
The median home price in South Dakota is $280,000, which is 33% below the national average of $420,000. South Dakota's effective property tax rate of 1.22% is 0.12 percentage points higher than the national average of 1.1%.
| Metric | South Dakota (SD) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $280,000 | $420,000 | -33% |
| Property Tax Rate | 1.22% | 1.1% | +0.12% |
| Home Insurance (Annual) | $2,200 | $2,300 | -4% |
| State Sales Tax | 4.5% | 5% | -0.5% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
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