Ohio Mortgage Calculator
Calculate your mortgage payment in Ohio. Pre-filled with OH median home price ($210,000), property tax rate (1.53%), and local insurance costs.
Ohio at a Glance
$210,000
Median Home Price
1.53%
Property Tax Rate
$1,200
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Mortgage Calculator in Ohio
The median home price in Ohio is $210,000, which is 50% below the national average of $420,000. Ohio's effective property tax rate of 1.53% is 0.43 percentage points higher than the national average of 1.1%.
| Metric | Ohio (OH) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $210,000 | $420,000 | -50% |
| Property Tax Rate | 1.53% | 1.1% | +0.43% |
| Home Insurance (Annual) | $1,200 | $2,300 | -48% |
| State Sales Tax | 5.75% | 5% | +0.8% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
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