Student Loan Calculator

Basic Calculator

Student Loan Calculator (Coming Soon!)

1. Coming Soon! Our Student Loan Calculator is currently in development.

2. Multiple Loan Types: Calculate federal and private student loan payments.

3. Repayment Plans: Compare different repayment strategies.

4. Precise Calculations: Accurate loan calculations for all your education financing needs.

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Student Loan Calculator

A comprehensive tool for calculating student loan payments, interest, and exploring different repayment strategies. This calculator will help you understand your student loan obligations and plan your repayment strategy.

Features Coming Soon

Loan Calculation

  • Monthly Payment Calculator - Calculate your monthly student loan payments
  • Interest Calculator - See how much interest you’ll pay over the life of the loan
  • Total Cost Calculator - Calculate the total amount you’ll repay
  • Amortization Schedule - View your payment breakdown over time

Repayment Plans

  • Standard Repayment - Fixed payments over 10 years
  • Graduated Repayment - Payments that start low and increase over time
  • Extended Repayment - Lower payments over 25 years
  • Income-Driven Repayment - Payments based on your income
  • Pay As You Earn (PAYE) - 10% of discretionary income
  • Revised Pay As You Earn (REPAYE) - 10% of discretionary income
  • Income-Based Repayment (IBR) - 10-15% of discretionary income
  • Income-Contingent Repayment (ICR) - 20% of discretionary income

Loan Types

  • Federal Student Loans - Direct Subsidized, Direct Unsubsidized, PLUS loans
  • Private Student Loans - Bank and credit union loans
  • Consolidation Loans - Combine multiple loans into one
  • Refinancing Options - Compare refinancing scenarios

Additional Features

  • Extra Payment Calculator - See how extra payments affect your loan
  • Forgiveness Calculator - Calculate potential loan forgiveness
  • Refinancing Comparison - Compare different refinancing options
  • Payment Pause Impact - See how payment pauses affect your loan

Benefits

Our student loan calculator will help you:

  • Plan Your Budget - Understand your monthly payment obligations
  • Compare Repayment Plans - Find the best repayment strategy for your situation
  • Calculate Total Cost - See the true cost of your education
  • Plan for Forgiveness - Understand eligibility for loan forgiveness programs
  • Make Informed Decisions - Compare refinancing and consolidation options

This comprehensive tool will be essential for anyone managing student loan debt and planning their financial future.