Texas Property Tax Calculator
Calculate property taxes in Texas. TX effective property tax rate is 1.6% with a median home value of $300,000. Includes TX assessment ratios and exemptions.
Texas at a Glance
$300,000
Median Home Price
1.6%
Property Tax Rate
$3,800
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Property Tax Calculator in Texas
The median home price in Texas is $300,000, which is 29% below the national average of $420,000. Texas's effective property tax rate of 1.6% is 0.5 percentage points higher than the national average of 1.1%.
| Metric | Texas (TX) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $300,000 | $420,000 | -29% |
| Property Tax Rate | 1.6% | 1.1% | +0.50% |
| Home Insurance (Annual) | $3,800 | $2,300 | +65% |
| State Sales Tax | 6.25% | 5% | +1.3% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
Texas offers a homestead exemption of $100,000, which reduces the taxable value of your primary residence. The state uses an assessment ratio of 100% to determine the assessed value for property tax purposes.