Kentucky Property Tax Calculator
Calculate property taxes in Kentucky. KY effective property tax rate is 0.83% with a median home value of $195,000. Includes KY assessment ratios and exemptions.
Kentucky at a Glance
$195,000
Median Home Price
0.83%
Property Tax Rate
$1,800
Avg Home Insurance
$472,030
FHA Loan Limit
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Reviewed & Methodology
Every calculator is built using industry-standard formulas, validated against authoritative sources, and reviewed by a credentialed financial professional. State-specific data is sourced from official government publications.
Property Tax Calculator in Kentucky
The median home price in Kentucky is $195,000, which is 54% below the national average of $420,000. Kentucky's effective property tax rate of 0.83% is 0.27 percentage points lower than the national average of 1.1%.
| Metric | Kentucky (KY) | National Avg | vs National Average |
|---|---|---|---|
| Median Home Price | $195,000 | $420,000 | -54% |
| Property Tax Rate | 0.83% | 1.1% | -0.27% |
| Home Insurance (Annual) | $1,800 | $2,300 | -22% |
| State Sales Tax | 6% | 5% | +1.0% |
| FHA Loan Limit | $472,030 | $472,030 | Standard |
| Conforming Loan Limit | $766,550 | $766,550 | Standard |
Kentucky offers a homestead exemption of $46,350, which reduces the taxable value of your primary residence. The state uses an assessment ratio of 100% to determine the assessed value for property tax purposes.