Mortgage Points Calculator
Free Mortgage Points Calculator — calculate and compare options instantly. No signup required.
Monthly Savings
$50
Rate: 7% → 6.750%
Points Cost (Upfront)
$3,000
Break-Even
60 months (5.0 years)
Lifetime Savings
$15,041
Payment Without Points
$1,996
Payment With Points
$1,946
How to Use the Mortgage Points Calculator
- 1. Enter your values — fill in the input fields with your numbers.
- 2. Adjust settings — use the sliders and selectors to customize your calculation.
- 3. View results instantly — calculations update in real-time as you change inputs.
- 4. Compare scenarios — adjust values to see how changes affect your results.
- 5. Share or print — copy the link, share results, or print for your records.
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