Minimum Payment Calculator

Free Minimum Payment Calculator — calculate and compare options instantly. No signup required.

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Making only minimum payments, you'll pay $96,382 in interest — 1205% of your original balance!

Months to Payoff

1,200

Time to Payoff

100 yr 0 mo

Total Interest Paid

$96,382

Total Amount Paid

$104,382

Interest-to-Balance Ratio

1,205.0%

How to Use the Minimum Payment Calculator

  1. 1. Enter your values — fill in the input fields with your numbers.
  2. 2. Adjust settings — use the sliders and selectors to customize your calculation.
  3. 3. View results instantly — calculations update in real-time as you change inputs.
  4. 4. Compare scenarios — adjust values to see how changes affect your results.
  5. 5. Share or print — copy the link, share results, or print for your records.
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