FHA Loan Calculator

Free FHA Loan Calculator — calculate and compare options instantly. No signup required.

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3.5%20%
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1%12%
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With less than 10% down, FHA MIP lasts the life of the loan.

Total Monthly Payment

$2,420

P&I + MIP + tax + insurance

Principal & Interest

$1,862

Monthly MIP

$133

Upfront MIP (financed)

$5,066

Total Loan Amount

$294,566

Total Interest

$375,703

How to Use the FHA Loan Calculator

  1. 1. Enter your values — fill in the input fields with your numbers.
  2. 2. Adjust settings — use the sliders and selectors to customize your calculation.
  3. 3. View results instantly — calculations update in real-time as you change inputs.
  4. 4. Compare scenarios — adjust values to see how changes affect your results.
  5. 5. Share or print — copy the link, share results, or print for your records.
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