Dollar Cost Averaging Calculator

Free Dollar Cost Averaging Calculator — calculate and compare options instantly. No signup required.

$
%
1%15%
yrs
1 yrs40 yrs
$

Historically, lump-sum investing outperforms DCA about 2/3 of the time in rising markets. However, DCA reduces timing risk.

DCA Final Value

$182,946

$1,000/mo for 10 years

Total Invested (DCA)

$120,000

DCA Gain

$62,946

Lump Sum Final Value

$259,071

Lump Sum Gain

$139,071

Difference

$76,125

How to Use the Dollar Cost Averaging Calculator

  1. 1. Enter your values — fill in the input fields with your numbers.
  2. 2. Adjust settings — use the sliders and selectors to customize your calculation.
  3. 3. View results instantly — calculations update in real-time as you change inputs.
  4. 4. Compare scenarios — adjust values to see how changes affect your results.
  5. 5. Share or print — copy the link, share results, or print for your records.
Contact Us